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Amusement parks pose risk of injuries

Amusement parks in Maryland and across the United States pose a unique challenge for insurance companies. Because these premises hold a whole set of dangers and attract often youthful and reckless participants, special insurance policies are necessary for most amusement park owners and ride manufacturers.

In the summer season, amusement parks and temporary carnivals are at their peak of activity. On many occasions, national news is made when a significant accident or injury takes place at a theme park. Some incidents include the throwing of a 10-year-old boy from a water slide at a brand new park in California. The boy was only mildly injured, but large sections of the park were out of commission for the grand opening. In 2016 in Kansas, another 10-year-old boy was killed by a malfunctioning water ride at Schlitterbahn WaterPark.

Of course, most incidents at amusement parks receive far less publicity. However, there remains a significant general liability risk for amusement parks even for less serious accidents and injuries. There are a number of factors that could contribute, from a defect in the ride itself to improper operator behavior or failure to complete safety checks.

Because of the nature of amusement parks with many rides and a large number of young children in attendance, owners and operators carry significant liability for these potentially dangerous conditions. Owners of these types of attractions owe a duty of care to their guests and others who have permission to be on the property. When someone is injured as a result of improper maintenance of an attraction, an attorney could assist such a victim in seeking compensation through the filing of a lawsuit based on premises liability.

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