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Maryland worker injured on the job when robbed at knifepoint

At times a workplace injury can occur in very unusual circumstances. It may come from a malfunctioning machine, a freak accident, an unexpected car accident or even a robbery that ends in assault. When such an accident occurs an employee will often question whether the injuries will be covered by workers' compensation.

A Maryland worker faced an unexpected work injury when an armed man walked into the diner where he was working. A man came into the diner at 11:00 p.m. The worker went outside to talk to the man. At that point the man pulled a knife on the worker, took his cash and assaulted him. The man then jumped into a car and drove off. The worker suffered minor injuries from the incident.

A worker injured on the job must first determine whether workers' compensation covers his or her injuries. Generally, there are two factors to determine whether a worker is covered. The first factor is whether the worker was an employee, or a different type of worker such as a contractor, volunteer, farmhand or business owner. The second factor is whether the worker was injured as a result of his or her employment. This does not necessarily guarantee that the worker will get workers' compensation. For instance, workers who intentionally injure themselves or are intoxicated they may not be able to recover benefits. In most situations, an injured employee will receive workers' compensation benefits, because workers' compensation insurance is designed to cover injuries that result from employees' or employers' carelessness.

Source: WUSA9, "Md. Diner Worker Robbed, Assaulted," Oct. 17, 2012

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